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Loan Products

Flexible Financing for Personal and Business Growth

Explore transparent lending options designed for emergencies, salary needs, personal goals, and SME working capital support.

Available Products

Choose the Option That Fits Your Current Need

Emergency Loan

  • Target: Urban workers facing urgent expenses
  • Loan Size: K500 – K2,500
  • Term: 14 – 30 days
  • Interest: 20%
  • Requirements: NRC, latest payslip, bank statement, employer details

Salary Advance

  • Target: Civil servants and salaried employees
  • Loan Size: K2,500 – K5,000
  • Term: 30 days
  • Interest: 25%
  • Requirements: NRC, latest payslip, bank statement, employer details, security

Personal Loan

  • Target: Civil servants and salaried employees
  • Loan Size: K5,000 – K50,000
  • Term: 6 – 12 months
  • Interest: 6% – 10%
  • Requirements: NRC, latest payslip, bank statement, employer details, security

SME Working Capital Loan

  • Target: Market traders and small businesses
  • Loan Size: K2,000 – K250,000
  • Term: 1 – 12 months
  • Interest: 18%
  • Requirements: Business KYC, directors IDs, location proof, trade reference, asset security

General Requirements Checklist

  • Valid NRC
  • Recent payslip or proof of income
  • Bank statement
  • Employer details (where applicable)
  • Business profile (for SME loans)
  • Security documentation (as required)
Approval Flow

Simple Four-Step Loan Journey

01

Submit Application

Fill out your preferred product form with required details.

02

Verification

Our team validates your documents and eligibility quickly.

03

Receive Terms

Get clear loan terms and repayment expectations.

04

Disbursement

Funds are released once approval and requirements are complete.

Need Financing Right Away?

Start your application now and get guided support from our team.

Apply for a Loan