/* Benart: shared visual system. Loaded after the retained template styles. */
:root{--primary:#182b50;--ink:#182b50;--muted:#58677b;--aqua:#007c87;--secondary:#007c87;--line:#dce4e8;--inner-primary:#182b50;--inner-ink:#182b50;--inner-muted:#58677b;--inner-aqua:#007c87;--inner-secondary:#007c87;--inner-line:#dce4e8;--shadow-md:0 6px 24px #182b5008;--shadow-lg:0 16px 40px #182b500c;--inner-shadow-md:var(--shadow-md);--inner-shadow-lg:var(--shadow-lg)}
html{scroll-padding-top:100px}body.modern-home,body.modern-inner{background:#f7f9f9;color:var(--ink);font-family:Manrope,Arial,sans-serif}body p{line-height:1.75}img{max-width:100%}a,button,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #007c87;outline-offset:4px}button{cursor:pointer}[hidden]{display:none!important}#preloader-active{display:none!important}.skip-link{position:fixed;left:16px;top:-100px;z-index:20000;background:#182b50;color:white;padding:14px 22px;border-radius:8px}.skip-link:focus{top:12px;color:#fff}.section-pad{padding:72px 0}.section-heading,.section-head{margin-bottom:32px}.section-heading h2,.section-head h2{line-height:1.2}.section-head span,.section-heading span{color:#007c87;letter-spacing:.13em}
body .modern-header-wrap{background:#ffffffed;box-shadow:none;border-bottom:1px solid #e1e8eb}body .modern-header-wrap .main-header{padding:12px 24px}body .modern-header-wrap .main-menu ul li a{font-size:14px;padding:12px 10px;margin:0 2px}body .modern-header-wrap .main-menu ul li.active>a,body .modern-header-wrap .main-menu ul li:hover>a{background:#e9f4f4;color:#006b75}body .modern-header-wrap .header-btn{padding:16px 20px;background:#182b50;box-shadow:none;border-radius:9px;text-transform:none;letter-spacing:0;font-size:14px}body .modern-header-wrap .main-menu ul ul.submenu{top:100%}body .modern-header-wrap .main-menu li:focus-within>.submenu{opacity:1;visibility:visible}.header-btn span{margin-left:12px}
.home-main{padding-top:98px}.hero-v2{padding:56px 0 48px}.hero-v2-copy{padding:20px 34px 20px 0;background:none;border:none;border-radius:0;box-shadow:none;color:var(--ink)}.hero-v2-copy .eyebrow{color:#007c87;letter-spacing:.13em;font-size:12px}.hero-v2-copy h1{color:var(--ink);font-size:clamp(2.8rem,5.5vw,4.8rem);line-height:1.07;letter-spacing:-.055em;margin:14px 0 24px}.hero-v2-copy h1 em{font-style:normal;color:#007c87}.hero-v2-copy p{color:var(--muted);font-size:17px;max-width:530px}.hero-v2-actions{gap:22px;margin-bottom:34px}.modern-home .btn.hero-btn,.hero-panel-cta,.apply-page .apply-btn{background:#182b50;color:#fff;border-radius:10px;box-shadow:none;text-transform:none;letter-spacing:0;font-size:15px;font-weight:700}.modern-home .btn.hero-btn{padding:21px 28px}.hero-btn:before{display:none}.hero-v2 .hero-link-btn{color:var(--ink);font-size:14px}.hero-v2-metrics{gap:16px;border-top:1px solid #dce4e8;padding-top:22px;grid-template-columns:repeat(3,minmax(0,1fr))}.metric-item{padding:0;border:none;background:none;border-radius:0}.metric-item strong{color:var(--ink);font-size:14px}.metric-item span{color:var(--muted);font-size:12px}.hero-v2-panel{background:#fff;border:1px solid #dce4e8;border-radius:20px;padding:30px;box-shadow:0 20px 60px #182b5009;position:relative}.hero-v2-panel:before{content:'FIND YOUR FIT';display:block;color:#007c87;font-size:11px;font-weight:800;letter-spacing:.16em;margin-bottom:20px}.hero-v2-panel h3{font-size:25px;letter-spacing:-.04em}.hero-v2-panel p{font-size:14px}.loan-quick-list{gap:0}.loan-quick-item{border:0;border-bottom:1px solid #e6ecee;border-radius:0;background:none;padding:17px 0;text-decoration:none}.loan-quick-item:hover{background:#f2f8f8}.loan-name{font-size:14px}.loan-meta{font-size:11px;color:var(--muted)}.hero-panel-cta{padding:15px;background:#e8f3f3;color:#006b75}.hero-panel-cta:hover{background:#d7eded;color:#005b65}.trust-ribbon{padding:0 0 30px}.trust-ribbon-grid{border-top:1px solid #e0e7ea;border-bottom:1px solid #e0e7ea;padding:15px 0;gap:8px}.trust-pill{border:0;background:none;text-align:left;padding:8px;font-size:12px}.trust-pill i{color:#007c87}.products-showcase{background:#fff}.product-card,.product-extended,.info-card,.value-card,.download-resource,.contact-form-card,.contact-info-section,.about-story-wrap{box-shadow:var(--shadow-md)!important;border-radius:16px!important;border-color:#dce4e8!important}.product-card:hover,.product-extended:hover,.download-resource:hover{transform:translateY(-3px);box-shadow:0 10px 28px #182b5010!important}.product-icon,.badge-icon,.resource-icon,.contact-icon{background:#edf5f4!important;color:#007c87!important;border-radius:12px!important}.product-card h3{font-size:21px}.product-card p{font-size:14px}.product-extended{display:flex;flex-direction:column}.product-specs{flex:1}.product-apply{display:flex;justify-content:space-between;align-items:center;padding:13px 0;border-top:1px solid #dce4e8;color:#006b75;font-size:14px;font-weight:800;min-height:48px;text-decoration:none}.product-apply:hover{color:#182b50}.product-apply span{font-size:20px}.journey-card,.journey-item{box-shadow:none}.cta-band-inner,.inner-cta,.process-section{background:#182b50;box-shadow:none;border-radius:18px}.inner-main{padding-top:100px}.inner-hero{padding:28px 0 0}.inner-hero-box{background:#edf3f3;color:var(--ink);box-shadow:none;border:1px solid #dfe8e8;padding:38px 40px;border-radius:18px}.inner-hero-box .eyebrow{color:#007c87}.inner-hero-box h1{color:var(--ink);letter-spacing:-.04em;max-width:850px}.inner-hero-box p{color:var(--muted);max-width:760px}.inner-cta a,.resource-btn,.application-download-btn{border-radius:9px;background:#182b50;box-shadow:none;min-height:46px}.inner-cta a{background:white}.resource-online{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:24px;padding:24px;border:1px solid #cee3e3;border-radius:14px;background:#edf6f5}.resource-online p{margin:6px 0 0;font-size:14px}.resource-online .product-apply{border:0;white-space:nowrap}.resource-meta{font-size:12px;color:#58677b;display:block;margin:0 0 12px}.modern-inner .download-resource{background:#fff}.modern-inner .download-resource .resource-btn{background:#182b50;justify-content:center}.modern-footer{background:#142541;padding:48px 0 90px}.modern-footer-brand{font-size:16px}.modern-footer p,.modern-footer li,.modern-footer a{font-size:13px}.modern-footer li a{display:inline-flex;min-height:36px;align-items:center}.footer-social-row a{width:44px;height:44px}.footer-bottom-note{font-size:12px}.whatsapp-chat{background:#007c70;box-shadow:0 4px 16px #182b5015}#back-top{display:none!important}
/* Application flow */
body.apply-page{background:#f7f9f9}.apply-page .apply-main{padding-top:98px;padding-bottom:110px}.apply-page .section-pad{padding-top:28px}.apply-page .apply-shell{grid-template-columns:250px minmax(0,1fr);gap:28px}.apply-page .apply-side{background:none;box-shadow:none;border:0;padding:16px 0;top:100px}.apply-page .apply-side p,.apply-page .apply-side li{font-size:13px}.apply-page .apply-card{padding:30px;border-radius:16px;box-shadow:var(--shadow-md)}.apply-page .apply-card-head{border-bottom:1px solid #e2e8ec}.apply-page .apply-card-head h2{font-size:22px}.apply-page .requirements-panel{padding:16px 18px;background:#f0f6f5;border:1px solid #dae8e6;border-radius:10px}.requirements-panel summary{font-weight:800;color:#182b50;cursor:pointer;min-height:28px}.requirements-panel[open] summary{margin-bottom:15px}.apply-page .requirements-list{margin-top:12px}.apply-page .single-form label{font-size:13px;text-transform:none;letter-spacing:0;font-weight:700}.apply-page .single-form input,.apply-page .single-form select,.apply-page .single-form textarea{font-size:16px;min-height:48px;border-radius:8px;background:#fff}.apply-page .single-form select{display:block!important;appearance:auto;padding-right:20px}.apply-page .nice-select{display:none!important}.apply-page .form-block h4{font-size:19px;text-transform:none;letter-spacing:-.02em;color:#182b50;margin-bottom:22px}.apply-page .form-block{margin-bottom:0}.apply-page .document-card{background:#f7f9f9;border-radius:10px}.apply-page .document-card input[type=file]{font-size:14px;min-height:48px}.gender-chip input:focus-visible+label{outline:3px solid #007c87;outline-offset:3px}.apply-page .gender-chip input:checked+label{background:#007c87;box-shadow:none}.apply-page .apply-floating-submit{top:auto;bottom:0;z-index:10001;background:#ffffffef;border-top:1px solid #dce4e8;padding:12px 20px calc(12px + env(safe-area-inset-bottom));backdrop-filter:blur(12px)}.apply-page .apply-floating-submit-inner{max-width:1110px;width:100%;margin:auto;padding:0;gap:14px;justify-content:flex-end}.apply-page .apply-floating-submit .apply-btn{width:220px;max-width:none;min-height:48px}.step-back{border:1px solid #cbd7df;background:#fff;color:#182b50;border-radius:9px;padding:12px 22px;min-height:48px;font-weight:700}.step-count{margin-right:auto;color:#58677b;font-size:13px}.step-progress{display:flex;gap:6px;margin:0 0 12px}.step-progress span{height:5px;flex:1;background:#e3eaea;border-radius:8px}.step-progress .complete{background:#007c87}.step-caption{color:#00727d;font-size:12px;font-weight:800;letter-spacing:.04em;margin:0 0 24px}.review-section{padding:16px 0;border-bottom:1px solid #e2e8ec}.review-section h3{font-size:17px;display:flex;align-items:center;justify-content:space-between;gap:10px}.review-section button{background:none;border:0;color:#00727d;font-size:13px;text-decoration:underline;min-height:44px;padding:6px 12px}.review-section dl{display:grid;grid-template-columns:1fr 1fr;gap:10px 24px;margin:0}.review-section dt{font-size:12px;color:#58677b;font-weight:500}.review-section dd{font-size:14px;color:#182b50;margin:2px 0 10px;overflow-wrap:anywhere}.apply-page .whatsapp-chat,.apply-page #calc-toggle{display:none}.submission-overlay{z-index:11000!important}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.guide-card{padding:28px;background:#fff;border:1px solid #dce4e8;border-radius:16px}.guide-card h2{font-size:22px;margin:18px 0 12px}.guide-card p{font-size:14px}.guide-number{color:#007c87;font-weight:800;font-size:13px}.reading-page{max-width:780px;margin:auto;padding:32px;background:#fff;border:1px solid #dce4e8;border-radius:16px}.reading-page h2{font-size:24px;margin:30px 0 14px}.reading-page h2:first-child{margin-top:0}.reading-page li{list-style:disc;margin-left:22px;padding:5px 0}
@media(min-width:992px) and (max-width:1199px){body .modern-header-brand img{max-width:120px}body .modern-header-wrap .main-menu ul li a{padding:10px 7px;font-size:13px}body .modern-header-wrap .header-btn{padding:14px;font-size:12px}.hero-v2-copy h1{font-size:58px}}
@media(max-width:991px){body .modern-header-wrap .main-header{padding:10px 12px}.home-main,.inner-main{padding-top:80px}.hero-v2{padding-top:28px}.hero-v2-copy{padding:12px 0 24px}.hero-v2-copy h1{font-size:clamp(2.8rem,8vw,4.2rem)}.hero-v2-panel{padding:26px}.apply-page .apply-shell{grid-template-columns:1fr}.apply-page .apply-side{display:none}.apply-page .apply-main{padding-top:80px}.guide-grid{grid-template-columns:1fr}.section-pad{padding:48px 0}.hero-v2-metrics{grid-template-columns:repeat(3,minmax(0,1fr))}body .modern-header-wrap .mobile_menu .slicknav_btn{background:#182b50;box-shadow:none;border:0;border-radius:9px}body .modern-header-wrap .mobile_menu .slicknav_nav{position:fixed;top:76px;left:12px;right:12px;width:auto;max-height:calc(100dvh - 92px);padding:16px;background:#fff;box-shadow:0 18px 40px #182b5020;border:1px solid #dce4e8}body .modern-header-wrap .mobile_menu .slicknav_nav a{min-height:46px}body .modern-header-wrap .mobile_menu .slicknav_menutxt{display:none}body .modern-header-wrap .mobile_menu .slicknav_btn[aria-expanded=true] .slicknav_icon:after{content:'×';position:absolute;inset:-10px 0 0;color:#fff;font-size:32px;line-height:32px}body .modern-header-wrap .mobile_menu .slicknav_btn[aria-expanded=true] .slicknav_icon-bar{visibility:hidden}}
@media(max-width:767px){.container{padding-left:20px;padding-right:20px}.hero-v2{padding-bottom:28px}.hero-v2-copy h1{font-size:clamp(2.65rem,11vw,3.8rem)}.hero-v2-copy p{font-size:16px}.hero-v2-actions{gap:10px;margin-bottom:26px}.hero-v2 .hero-link-btn{background:none;border:1px solid #cddcde;border-radius:9px;padding:14px}.hero-v2-metrics{gap:10px}.metric-item span{font-size:11px}.hero-v2-panel{border-radius:14px;padding:22px}.trust-ribbon-grid{grid-template-columns:1fr 1fr}.trust-pill{font-size:11px;padding:6px 0;text-align:left;line-height:1.5}.section-pad{padding:40px 0}.section-head h2,.section-heading h2{font-size:27px}.inner-hero{padding-top:18px}.inner-hero-box{padding:25px 22px;border-radius:14px}.inner-hero-box h1{font-size:30px;line-height:1.15}.inner-hero-box p{font-size:14px}.inner-hero-box .eyebrow{margin-bottom:10px}.inner-cta{padding:24px}.inner-cta a{width:100%}.resource-online{align-items:stretch;flex-direction:column;gap:10px;padding:20px}.resource-online .product-apply{justify-content:flex-start}.apply-page .inner-hero-box{background:none;padding:8px 0;border:0}.apply-page .inner-hero-box h1{font-size:29px}.apply-page .apply-card{padding:20px 16px;border-radius:12px}.apply-page .apply-card-head h2{font-size:19px}.apply-page .apply-card-head p{font-size:13px}.apply-page .section-pad{padding-top:20px}.apply-page .apply-main{padding-bottom:90px}.apply-page .apply-floating-submit{padding:10px 16px calc(10px + env(safe-area-inset-bottom))}.apply-page .apply-floating-submit-inner{gap:10px}.apply-page .apply-floating-submit .apply-btn{width:auto;flex:1}.step-count{display:none}.step-back{padding:12px 18px}.review-section dl{grid-template-columns:1fr}.apply-page .requirements-panel{padding:12px}.requirements-panel summary{font-size:14px}.modern-footer{padding-bottom:100px}.modern-footer .row>div{margin-bottom:22px!important}.modern-footer-brand{font-size:15px}.footer-bottom-note{gap:8px}.whatsapp-chat{bottom:18px;right:18px;width:48px;height:48px;padding:0;display:flex;align-items:center;justify-content:center}.whatsapp-chat span{display:none}#calc-toggle{bottom:18px;left:18px;min-height:48px;padding:12px 16px;box-shadow:0 4px 16px #182b5015}#calc-toggle i{font-size:18px}.reading-page{padding:24px 20px}.contact-info-item{overflow-wrap:anywhere}.guide-card{padding:24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
/* The legacy menu stylesheet marks its button background important. */
body .modern-header-wrap .mobile_menu .slicknav_btn{background:#182b50!important}
.step-caption,.form-block h4,.reading-page h2{scroll-margin-top:110px}
body .modern-header-wrap .mobile_menu .slicknav_nav a{color:#182b50!important;font-size:15px;border-bottom:0}
body .modern-header-wrap .mobile_menu .slicknav_nav a:hover{background:#edf5f4;color:#006b75!important}
body .modern-header-wrap .mobile_menu .slicknav_btn:focus-visible{outline:3px solid #007c87;outline-offset:4px}
.contact-form-card input,.contact-form-card select,.contact-form-card textarea{font-size:16px;min-height:48px;border-radius:8px}
.modern-footer li a{min-height:44px}